Lowest Interest Rate of 9.99% On Our Online Home Loans
Features and Benefits
Introducing India’s lowest interest rate of 9.99% on an online Home Loan, exclusively from Bajaj Finserv.
What’s more is you only incur a 1% processing fee when you apply online
Home Loan +
A unique offering to our home loan customers who are buying ready to occupy property. While we fund your dream home we also understand that you need to spend on the fixtures and fittings to make the place yours. As a part of the overall package, we offer you a separate amount exclusively for this.
Refinance
If you have purchased your property within the last 12 months with your own funds, you can avail of our refinance option and take a loan up to the registered value of your property.
Part Prepayment facility
You can prepay any amount per prepay transaction not less than 3 EMIs. There is no limit on the maximum amount. This is subject to your clearing your first EMI. You need not give cheques / DD / come to branch since now you can also prepay sitting at your home / office through our Online Customer Portal – Experia.
Nil Foreclosure charges
You can choose to foreclose your loan anytime during your loan tenor without paying any foreclosure charges.
Online Account Access
Get all information about your loan like repayment track, interest certificate, payment schedule etc through our customer portal - Experia. Just log in with your Username/Mobile number/Email ID and password to access information and transact on your loan account.
Customised Insurance Schemes
Group Credit Protection Plus from Bajaj Allianz
Non Medical Loan & Life Insurance of up to Rs. 300 Lacs
Level term Plan, which means you are covered for the complete amount despite reduction/prepayment of the loan amount
Coverage for the complete tenure of the loan up to a maximum of 30 years
Bajaj Allianz SFSP Policy
Bajaj Allianz’ SFSP Policy offers a comprehensive insurance cover for your home (i.e. residential building) against various contingencies to ensure that your prized possession is always safe!
Star Health Package Policy
Bajaj Allianz Star Health Policy covers upto 5 lacs and the benefits are payable for each day of hospitalization which gets doubled in case of ICU admission. Moreover, the premiums paid get income tax benefit upto Rs. 15,000
